The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
InterLinc Mortgage provided exceptional quality and timely service! Very satisfied!
08/11/2026
Working with heather and her team was alot easier than the previous lender. We have given her info to all our veteran friends starting the process
08/11/2026
heather saved us from a bad lender and got us our dream home the other lender said we could not have easy process. easy to work with
08/11/2026
Working with heather and her team was alot easier than the previous lender. We have given her info to all our veteran friends starting the process
Black, AL, 08/8/2026
Interlinc was wonderful to work with. Jennifer M and her team were fabulous. Kept us well informed and up to date with everything. Explanation videos were super helpful, thank you all so much!
08/7/2026
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