United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
Very thankful for fast work Scott did!
Hudson C.Edmond, OK, 02/14/2026
Fantastic job making sure everything went smoothly
William D.La Marque, TX, 02/14/2026
I can’t say enough great things about Horacio and his entire team. This is my second time working with them, and once again they exceeded my expectations. From start to finish, they were exceptional, professional, responsive, knowledgeable, and incredibly supportive throughout the entire process. They truly went above and beyond...
Andrea Isabel V.Katy, TX, 02/14/2026
As a first time homebuyer, I was nervous and unsure of what to expect, but Jill and team did an amazing job of walking me through the process every step of the way. Their knowledge and expertise made it a seamless experience. I'm truly grateful for their commitment to service...
Ingrid M.Conroe, TX, 02/14/2026
Thank you for always explaining everything in detail And always answering all our concerns.
Jose C.McAllen, TX, 02/13/2026
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