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USDA Home Loans – No Down Payment | InterLinc Mortgage
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USDA Loans are available to eligible primary home buyers with low to moderate incomes, for homes located in approved rural areas as defined by the USDA.

 

United States Department of Agriculture (USDA) Loans

Check eligibility here:
USDA Income & Property Eligibility Site

  • 100% financing
  • No down payment required
  • Possibility of financing closing costs
  • 620 minimum FICO
  • Maximum loan amount: $832,750
  • Seller contribution up to 6% of sales price

 

This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.

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