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Association or Condo payment coupon
If paid off mortgage in the last two (2) years - need copies of HUD-1
Copies of paycheck stubs for the last 30 days (most current)
Copies of checking and savings account statements for last two (2) months (all pages, even if blank)
Copies of quarterly or semi-annual statements for checking, savings, IRAs, CDs, money market fund, stock, 401K, profit sharing, etc.
Copy of sales contract when ratified
Employment history for the last two (2) years (address any gaps of employment)
Residency history over the last two (2) years (name, phone number, address and account number of land or mortgage company). For rental property - need copies of leases plus mortgage information.
Canceled earnest money check when it clears or corresponding bank statement, if applicable
Commission or bonus income - if 25% or more of base, must have tax returns
For a refinance - need Copy of Note, Deed of Trust, Settlement Statement, Survey, and Insurance information
Any assets used for down payment, closing costs, and cash reserves must be documented by a paper trail
Copy of driver's license for applicant and co-applicant
Copy of Mortgage Payment Coupon (also 2nd mortgage coupon if this applies)
Copies of most recent two (2) years tax returns (with all schedules including K-1s if applicable)
Copies of most recent two (2) years tax returns (with all schedules including K-1s if applicable)
Copy of current profit & loss statement and balance sheet
Copy of corporate/partnership tax returns for most recent two (2) year period. If owning 25% or more of company - need copies of W-2s and/or 1099 forms.
Previous bankruptcy - need copies of petition for bankruptcy and discharge, including supporting schedules
Divorce Decree, if applicable
Documentation supporting moneys received from social security/retirement trust income (i.e. copies of direct deposit bank statements, awards letter)
Copy of Warranty Deed
Copy of Owners Title Insurance Policy
Copy of Homeowner's and Flood Insurance Policy
Copy of Property Survey
Copies of W-2s for the last two (2) years
Really good service
John Eduardo M.we truly appreciate the help in getting us through this process. You made everything clear. Thank you!
Sheena Marie Saplan V.Nothing as a first time home buyer Chris made this process extremely easy and great to work with
Brett M.Katie was on top of her game and very pleasant to work with.
Patricia N.There was a couple of times we waited a couple of days on responses from Tanya. My main frustration came from Underwriting asking for information that was already sent. At one point it just seemed like he or she. didn't want us to get approved. This my 4th home I've...
Antonio L S.