The right loan, everytime!
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
- Seller contributions up to 6% of the sales price (toward closing costs and prepaids)
- Gift funds allowed
- No first-time homebuyer requirement
- Purchase and rehab financing options available
- Lower minimum down payment requirements
- Minimum 580 FICO
- Maximum loan amount: $524,225 (varies by county)
- FHA loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
- Minimum required investment (down payment) of 3.5% of the adjusted value
Really good service
John Eduardo M.we truly appreciate the help in getting us through this process. You made everything clear. Thank you!
Sheena Marie Saplan V.Nothing as a first time home buyer Chris made this process extremely easy and great to work with
Brett M.Katie was on top of her game and very pleasant to work with.
Patricia N.There was a couple of times we waited a couple of days on responses from Tanya. My main frustration came from Underwriting asking for information that was already sent. At one point it just seemed like he or she. didn't want us to get approved. This my 4th home I've...
Antonio L S.