The right loan, every time!
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
- Seller contributions up to 6% of the sales price (toward closing costs and prepaids)
- Gift funds allowed
- No first-time homebuyer requirement
- Purchase and rehab financing options available
- Lower minimum down payment requirements
- Minimum 580 FICO
- Maximum loan amount: $541,287 (varies by county)
- FHA loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
- Minimum required investment (down payment) of 3.5% of the adjusted value
what our customers say
Very thankful for fast work Scott did!
Edmond, OK, 02/14/2026
Fantastic job making sure everything went smoothly
La Marque, TX, 02/14/2026
I can’t say enough great things about Horacio and his entire team. This is my second time working with them, and once again they exceeded my expectations. From start to finish, they were exceptional, professional, responsive, knowledgeable, and incredibly supportive throughout the entire process. They truly went above and beyond...
Katy, TX, 02/14/2026
As a first time homebuyer, I was nervous and unsure of what to expect, but Jill and team did an amazing job of walking me through the process every step of the way. Their knowledge and expertise made it a seamless experience. I'm truly grateful for their commitment to service...
Conroe, TX, 02/14/2026
Thank you for always explaining everything in detail And always answering all our concerns.
McAllen, TX, 02/13/2026
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Let us help you choose the right loan option that is best for you.