Section 184 Indian Home Loan Guarantee Program
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American communities. With Section 184 financing, borrowers can get into a home with a low down payment and flexible underwriting. Section 184 loans can be used both on and off native lands for new construction, rehabilitation, purchase of an existing home, or refinance.
Eligible Borrowers:
- American Indians or Alaska Natives who are members of a federally recognized tribe
- Federally recognized Indian tribes (Contact a Loan Originator for a complete list)
- Tribally designated housing entities and Indian Housing Authorities
Eligible Areas:
Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land. Contact a Loan Originator for a complete list.
what our customers say
InterLinc Mortgage provided exceptional quality and timely service! Very satisfied!
08/11/2026
Working with heather and her team was alot easier than the previous lender. We have given her info to all our veteran friends starting the process
08/11/2026
heather saved us from a bad lender and got us our dream home the other lender said we could not have easy process. easy to work with
08/11/2026
Working with heather and her team was alot easier than the previous lender. We have given her info to all our veteran friends starting the process
Black, AL, 08/8/2026
Interlinc was wonderful to work with. Jennifer M and her team were fabulous. Kept us well informed and up to date with everything. Explanation videos were super helpful, thank you all so much!
08/7/2026
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