The right loan, everytime!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- No down payment required (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, you can request one using VA Form 26-1880.
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Funding Fee Rate Table: View VA Funding Fee Chart
Really good service
John Eduardo M.we truly appreciate the help in getting us through this process. You made everything clear. Thank you!
Sheena Marie Saplan V.Nothing as a first time home buyer Chris made this process extremely easy and great to work with
Brett M.Katie was on top of her game and very pleasant to work with.
Patricia N.There was a couple of times we waited a couple of days on responses from Tanya. My main frustration came from Underwriting asking for information that was already sent. At one point it just seemed like he or she. didn't want us to get approved. This my 4th home I've...
Antonio L S.